I'm a bit new to modding, especially when it comes to putting items in a cell and activators and so on, so I may not get around to making this mod for a while, but would enjoy a partnership with a more experienced modder if interested.
The Bankotron 3000 is an all-in-one banking peripheral that provides these wonderful fully automated features:
- Convert between any currency for free!
- Take out low-interest rate loans to get instant caps! No credit check required!*
* - Applicant must wear the Credit Compliance Collar(tm) which has such mundane features as "automatic kneecapping" and "GPS tracking for REPO". Removing the Credit Compliance Collar(tm) is a violation of one's loan contract and subject to early termination.
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- I'm obviously thinking the Slave Collar for the Credit Compliance Collar.
- The interest rate would be relatively high, based on your barter.
- You must make weekly payments at a terminal or go into default, prompting REPO spawns and random limb crippling (if the collar is still equipped).
- The REPO employees would be a package like any NPC that has a chance to spawn some distance away from the player while outside. With the collar on, they will spawn frequently. Without the collar they can still find you, but it's much rarer. Either way they will only spawn as needed -- when you're in default.
- The REPO employees will not attack-on-sight unless you aren't wearing your collar. You may negotiate with them using various options, though they will try to take a cut of whatever you owe.
- Like the Slave Collar, the Credit Compliance Collar may explode if handled improperly. Each failed attempt to disarm and remove it will at least result in limb crippling. Disarming requires very high Science and/or Explosives.
- For those that don't want to see a collar on their character while paying off the loan there may be development on the Investment Integrity Implant, with additional downsides.
- If you remove the collar (or implant) this may make one ineligible for future loans. Each time there will be a long cooldown (think in-game weeks) and eventually it may just ban you altogether.
- For balancing purposes the amount of caps available to be loaned will be based on barter skill but weighted by player level.
- The main intent of this mod is to give a quick cash boost when there's a super-special but expensive item you want to buy that will help you get together the caps you need to pay back the loan quickly.
- The mod is intended be played with much harsher default bartering rules (such as "Harsh Traders" in PN) and will take it into account.
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